Yes. Credit training is backed by the Fair Credit Reporting Act (FCRA), which gives you the right to dispute any item that cannot be verified within 30 days.

Absolutely — anyone with a score under 720 can benefit long-term. We help you use the law effectively to achieve real results.

We guide you through the entire process, prepare all documents, and communicate with bureaus and creditors on your behalf.

93% of clients see 10+ points in the first 35 days. Average increase over 180 days: 80 points.

No — as long as the account is current, paid, or over 3 years old.

Bankruptcies, foreclosures, collections, charge-offs, medical bills, inquiries, late payments, repossessions, judgments, tax liens, student loans, and more.

Yes — we proudly serve Lake Jackson and the entire Brazoria County area with full credit consultation, analysis, and law-driven dispute assistance.